About Us
Trusted Advisors. Proven Stewards.
For over 30 years, MB Schoen & Associates has helped financial institutions navigate the complexities of BOLI and COLI with clarity, precision, and care. We serve as fiduciaries—independent, transparent, and committed to outcomes that align fully with our clients’ best interests.
Our Patents
Innovation isn’t a tagline here. It’s proven. These inventions reflect the rigor, foresight, and intellectual depth that define MB Schoen. Our team holds 17 U.S. patents across:
Stable Value Protection & Risk Mitigation
We provide stable value protection strategies to help mitigate risks and ensure consistent performance across varying market conditions.
Policy Valuation & Mortality Modeling
Our team delivers accurate policy valuations and advanced mortality modeling to support effective planning and compliance.
Retirement & Disability Funding
We design funding mechanisms for retirement and disability benefits that align with organizational goals and regulatory requirements.
Our Systems & Controls
Our proprietary CARS™ system reconciles over $20B in BOLI assets monthly—with unmatched accuracy (0.001%). Every process is built to exceed expectations:
Independently Reconciled Transactions
We independently reconcile over 150 million transactions to ensure accuracy, transparency, and compliance.
Audited Environments
Our SOC 1 Type 2 and SOC 2 audited environments guarantee secure and reliable data management.
Advanced Security Protocols
Biometric access, disaster recovery, and encryption protect sensitive data and ensure continuity.
Purpose-Built Infrastructure
Our infrastructure is purpose-built to meet the complex needs of the institutions we serve.
Our Team
We are led by principals who helped create the first private offering SA BOLI and COLI policies—and hold 17 U.S. patents across stable value, policy structuring, and benefit optimization. Our advisors, actuaries, and analysts bring expertise in investment strategy, regulatory compliance, financial product design, and executive benefits.
Our people are our strength—and your long-term partners in clarity.
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Matthew B. Schoen
Founder & CEO
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Tradyn S. Foley
President
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Wendy J. Engel, ASA, MAAA
Senior Vice President and Actuary
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Gerard J. Colaluca
Senior Vice President and Chief Bank Strategist
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Carol Polasky
Managing Director, Business Development
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Jon Reining
Managing Director, Business Development
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Turner S. Fixen
Vice President
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John A. Pfleger
Senior Advisor
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Wayne F. Perg, PH.D.
Economist
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Matt Self
Executive Benefits and BOLI Advisor
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Jacob Winkels
Managing Director & Actuarial Analyst
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Tharemy Hopkins
Analytics Manager & Client Services
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Rachel Thysell
Client Support Analyst
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Josh Wilcox
Financial Analyst
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Matt Johnson
Investment Research Analyst