Over $20B in assets reconciled monthly
0.001% CARS™ accuracy
150M+ transactions audited
Who we help
Expert Guidance for Institutions That Think Long-Term
MB Schoen is a quiet constant behind some of the country’s most discerning financial institutions. For over 30 years, we’ve brought clarity to complexity, guiding long-term BOLI and COLI decisions with objectivity, depth, and integrity.
Whether you manage billions in assets or are navigating your first policy, MB Schoen brings clarity, structure, and strategic insight to every BOLI/COLI decision.
Who We Serve
Whether you lead a national institution or a regional bank exploring BOLI for the first time, we meet you with insight, structure, and calm expertise—helping you move forward with confidence.
Large Commercial Banks
With high stakes and multiple layers of oversight, large institutions rely on us not just for performance, but for discretion and rigor.
Our systems scale to meet the demands of even the most complex portfolios, with live-tested disaster recovery, detailed reconciliation, and compliance reporting built to satisfy third-party audit requirements. We’re often called in to evaluate legacy BOLI structures and uncover inefficiencies others miss.
Smaller Banks
Community and regional banks face the same BOLI decisions as their larger peers—but often without the same internal resources.
We help simplify complexity without losing clarity. Whether you’re considering your first BOLI purchase or reviewing an existing policy, we serve as your independent, fiduciary partner, guiding you through every regulatory, actuarial, and investment nuance.
Insurance Companies
Our support extends beyond the bank. We work with insurance companies looking to manage assets, understand SVP impacts, or structure I-COLI programs.
Our proprietary modeling tools and patented risk-shifting mechanisms make us a valuable technical partner in product design and positioning.
Nonprofit Healthcare Institutions
Nonprofits have unique liquidity needs and governance standards. We help them evaluate the long-term impact of COLI within their benefit funding strategies, ensuring transparency, compliance, and performance.
Our fiduciary-first model aligns with the mission-driven accountability many of these institutions require.