PATENTS

We pride ourselves in our innovative approach to problem-solving. Our team of experts and affiliated entities hold a full suite of patents as inventors or co-inventors, and we continue developing new intellectual property. Patents relate to insurance, financial products, risk mitigation and risk shifting, and intellectual property related to providing stable value protection for BOLI plans, among many others.

Patents from Concept Hedging, LLC

Patents related to SVP / Risk Shifting

  • #7,774,256 – System and Method to Minimize Accounting Volatility from Owning Equities and Other Investment Assets
  • #8,095,448 – Reducing Accounting Volatility
  • #8,315,937 – Apparatus, Article, and Method for a Hedged Specified Event Bond
  • #8,321,329 – Apparatus, Article, and Method for a Specified Event Bond
  • #8,352,351 – Reducing Accounting Volatility and Risk
  • #8,489,487 – Apparatus, Article, and Method for Contract Values
  • #8,527,388 – Machine, Article, and Method for Servicing a Hedged Specified Event Bond
  • #8,566,210 – Machine, Article, and Processes for Contract Values Using Partial Allocations
  • #8,577,777 – Machine, Article, and Method for Servicing a Specified Event Bond
  • #8,595,033 – Apparatus, Article, and Method for Classes of Ownership Interests
  • #8,682,768 – Machine, Article, and Method for an Installment Payment Payout at Contract Value
  • #8,751,360 – Apparatus, Article, and Computer Methods for Contract Values

Patents related to BOLI Optimization and Exchange

  • #8,244,560 – Apparatus, Article, and Method for an Entity Holding Insurance
  • #8,428,979 – Digital Processing Machine, Article, and Method for an Entity Holding Insurance

Patents from DC Plan Insurance Solutions, LLC

Patents related to Managing Disability Coverage for Retirement Plans

  • #6,235,176 – Computer Apparatus and Method For Defined Contribution and Profit Sharing Pension and Disability Plan
  • #8,577,702 – Computer Apparatus and Method for Illustrating, Issuing, and Managing Disability Coverage for Retirement Plans with Individual Accounts
  • #8,595,032 – Computer Apparatus and Method for Illustrating, Issuing, and Managing Disability Coverage for Retirement Plans with Individual Accounts